Protection That Covers Every Corner.
Condo Insurance Designed for You
Owning a condo comes with its own set of risks, and at AMD Insurance Group, we’re here to help you manage them. Our condo insurance policies provide the tailored coverage you need to protect your home and everything in it.
Custom Insurance Solutions for Every Business.
From your unit’s structure to your personal belongings, condo insurance is essential for protecting your home and your peace of mind. Our coverage options ensure that, whether it’s a broken appliance or an unexpected disaster, you’re prepared.
6 Types of Condo Insurance Coverage
Building Property Protection
Covers the interior structure of your condo unit, including walls, floors, and built-in appliances.
Personal Property Coverage
Protects your personal belongings, like furniture, electronics, and clothes, from theft, damage, or loss.
Liability Coverage
Provides financial protection if someone is injured in your condo, or you cause damage to someone else’s property.
Loss of Use Coverage
Covers temporary housing expenses if your condo becomes uninhabitable due to a covered event.
Master Policy Gap Coverage
Covers any gaps in your condo association’s master policy, ensuring full protection for your unit.
Flood Insurance
Optional coverage for flood damage, which is often not included in standard policies.
FAQs for Condo Insurance
What does condo insurance cover?
Condo insurance coverage typically includes protection for your unit's interior—walls, floors, fixtures—as well as your personal belongings and liability. At AMD Insurance Group, we customize condo insurance in Needham to suit your unit’s layout and your association’s master policy.
What's the difference between condo insurance and a condo association policy?
A condo association master insurance policy covers the building’s structure and shared spaces, while your personal condo insurance HO6 policy covers what’s inside your unit. What does a condo association insurance policy include? Usually, roofs, hallways, elevators, and other common areas.
Do I still need homeowners insurance for a condo?
Yes. Homeowners insurance for condo owners is essential. Even though you’re not responsible for the whole building, you need coverage for your personal space. Our team helps homeowners in Needham secure policies that align with their HOA requirements and offer peace of mind.
How do I get a condo insurance quote?
Getting a condo insurance quote is easy. We’ll review your condo documents, evaluate your risk exposure, and shop competitive condo insurance quotes to deliver the best value. Whether you're a first-time buyer or a long-time resident, AMD makes protection simple and stress-free.
What if I’m unsure what my HOA covers?
We’ll help you review your condo association insurance coverage and explain how it overlaps with your policy. Many clients come to us with unclear condo building insurance documents—and we break it down so you’re not under or overinsured.
Is condo insurance expensive in Massachusetts?
Rates vary depending on your location, deductible, and building age. In general, condo owners insurance is more affordable than full homeowners policies. We make sure your condo insurance in Massachusetts reflects your needs without excess cost.
Can AMD help with unusual condo situations or older buildings?
Absolutely. We’ve worked with a variety of condo complexes, including historic units and new developments. Whether you need help navigating a complicated condo master insurance situation or seeking tailored insurance for condos, we’ve got the expertise to guide you.
Get Condo Insurance that Fits Your Lifestyle.
Protect your condo with a customized policy that covers everything you need. Get a quote today and secure your home with AMD Insurance Group.