Renters Insurance You Can Rely On

Renters insurance—what does it cover? It typically includes personal property, liability protection, and additional living expenses if you're displaced due to a covered event. At AMD Insurance Group, our renters insurance in Needham ensures you’re protected against life’s unexpected turns, whether it’s theft, fire, or accidental damage.

Yes and no. Renters insurance with pet coverage may cover dog bites under liability. However, does renters insurance cover mold or flood damage? Not usually—mold and floods are excluded unless caused by a covered peril. We’ll help you explore additional coverage or flood add-ons in Massachusetts.

Does renters insurance cover fire? Yes—fire is one of the most common covered events. And does renters insurance cover car theft? It doesn’t cover the vehicle itself, but it may cover belongings stolen from inside. AMD ensures renters in Needham get clarity and fast assistance when it matters most.

Absolutely. Landlords only insure the building. Do I need renters insurance? If you want to protect your belongings, cover displacement, and avoid out-of-pocket liability, yes. Our auto renters insurance bundle can also help simplify coverage while lowering costs for Needham tenants.

Beyond the basics, does renters insurance cover appliances? Yes, if they're damaged due to covered events. Does renters insurance cover damage to property? Yes, if you accidentally damage someone else's property. It may also cover items in storage—does my renters insurance cover storage unit? Often, yes—up to a percentage of your coverage limit.

Does renters insurance cover displacement? Yes, through loss-of-use coverage. If your unit becomes uninhabitable, your policy can help pay for a hotel or temporary housing. Our Needham clients trust us to secure this safety net before disaster strikes.