Flexible Protection for Condo Owners Across Massachusetts

Condo Insurance in Massachusetts – Coverage for What’s Yours Inside the Walls

Massachusetts condo living comes with its perks—less exterior maintenance, community amenities, and prime locations from Boston to the Berkshires. But when pipes burst, lightning strikes, or someone gets hurt inside your unit, the responsibility is often yours. That’s where condo insurance in Massachusetts comes in. At AMD Insurance Group, we help condo owners in Massachusetts protect what the association’s master policy doesn’t—your space, your belongings, and your liability.

GET A CONDO INSURANCE QUOTE

How Our Services Help

Read more

We help you understand the difference between condo association insurance and personal condo insurance coverage, so you never pay for gaps or overlaps.

Read more

Our team provides fast, competitive condo insurance quotes—so whether you're refinancing, renting out your unit, or upgrading, you're always covered.

Read more

We clarify terms like condo insurance HO6, condo master insurance, and condo building insurance so you know exactly what’s protected.

Read more

From Boston brownstones to Cape Cod coastal units, we tailor homeowners insurance for condos to reflect your region, building type, and personal risk tolerance.

What the Master Policy Doesn’t Cover, We Do

If you own a condo in Massachusetts, you likely know that your condo association carries a condo association master insurance policy. But that master policy typically stops at the drywall—or at best, covers only standard interior finishes. That leaves your upgrades, furniture, and personal liability exposed.


That’s where your personal condo homeowners insurance comes in. Whether you’re dealing with water damage, theft, or liability for someone injured in your unit, your HO-6 policy fills in the gaps. Wondering what does a condo association insurance policy cover? We walk you through it in plain language and make sure your policy matches the building's rules and requirements.



With our help, condo owners in Massachusetts can feel confident knowing they’re covered against the unexpected—from cracked tiles to costly lawsuits. We even work with associations when needed to make sure your condo association insurance coverage and your personal policy work in harmony.

A family is standing on a balcony of a house.

FAQs

  • What is condo insurance and how is it different from homeowners insurance?

    Condo insurance, also called HO-6 insurance, protects everything inside your unit—from walls-in property to personal belongings and personal liability. Unlike single-family homeowners insurance, condo policies work in tandem with your building’s condo master insurance.

  • What does a condo association insurance policy typically cover?

    A condo association insurance policy usually covers common areas, shared structures, and sometimes standard unit fixtures. It does not cover your personal property or improvements.

  • How do I get a condo insurance quote?

    Easy—just contact AMD Insurance Group. We offer fast, customized condo insurance quotes based on your building type, location, and personal coverage preferences.

  • I heard about condo insurance HO6—what does that mean?

    HO-6 is the standard form used for condo insurance coverage. It includes personal property protection, liability coverage, and often additional living expenses.

  • Do I need homeowners insurance for a condo?

    Yes. Even though you're not responsible for the whole structure, you still need homeowners insurance for condo units to protect your belongings and your financial security.