Protecting Your Boston Condo, Inside and Out
Condo Insurance in Boston – Tailored Protection for Urban Living
Living in Boston offers the best of both worlds—modern amenities, historic charm, and vibrant culture. Whether you're in a sleek downtown high-rise or a historic brownstone, your condo insurance needs are unique. At AMD Insurance Group, we specialize in condo insurance in Boston that covers everything your condo association doesn’t. From personal belongings to liability for accidents within your unit, our homeowners insurance for condos keeps you protected in one of the busiest and most dynamic cities in Massachusetts.
How Our Services Help
We customize condo insurance coverage for the specific risks of Boston, from weather-related damage to liability in densely populated areas.
Our team helps you understand the difference between condo insurance HO6 and the coverage offered by your association’s master policy, ensuring you avoid unnecessary gaps.
We provide condo owners insurance that includes personal liability, property protection, and additional living expenses should you need to temporarily relocate after a claim.
From city living to the suburbs, we offer competitive condo insurance quotes that work with your lifestyle and your condo’s needs.
FAQs
What does condo insurance cover in Boston?
Condo insurance in Boston typically covers personal property, liability for accidents in your unit, and any structural improvements you’ve made. It fills in the gaps that your condo association's policy may not cover.
How is condo insurance different from homeowners insurance?
Unlike homeowners insurance, which covers standalone homes, condo insurance is specifically designed for those living in shared buildings. It provides coverage for what’s inside your walls, while your condo association’s master policy generally covers the exterior and common areas.
Do I need homeowners insurance for condo living?
Yes! Even though your condo association may have its own coverage, you still need homeowners insurance for condo to protect your personal belongings and provide liability coverage for incidents inside your unit.
What’s the difference between condo association master insurance and condo owners insurance?
The condo association master insurance typically covers shared areas, like hallways and the roof. However, it does not cover your personal items, interior upgrades, or liability for accidents within your unit. Condo owners insurance fills these gaps.
How do I get a condo insurance quote in Boston?
Getting a condo insurance quote is easy with AMD Insurance Group. We offer quick, personalized quotes based on your property, location, and needs, so you can be sure you’re getting the best value for your coverage.