As winter approaches, the changing seasons bring a new set of challenges for homeowners. Keeping your home safe and warm is a top priority, and with a few proactive steps, you can prevent stress and costly insurance claims later.

Adjust Smart Thermostat Settings

Modern smart thermostats automatically adjust to reduce energy waste. Set your thermostat between 68°F and 70°F while at home to maintain comfort and efficiency.

Clear and Check Solar Panels

Activate winter modes on your solar panels and remember to clear snow after storms to keep them efficient and operational.

Boost Indoor Air Quality

Improve air quality using HEPA filters for viruses and particles or MERV 13+ for dust and allergens in your HVAC system or with portable units.

Digitally Document Your Home

Use your smartphone to create a video walkthrough of your home and valuables. This will streamline potential insurance claims if necessary.

Seal Gaps Around Windows and Doors

Sealing gaps is a classic yet effective method to retain heat and lower energy bills during the cold months.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating exposed pipes, especially in basements or along exterior walls.

Clean Out Gutters

To prevent ice dams and water backup, clear leaves and debris from your gutters before heavy snow arrives.

Schedule a Heating System Checkup

An annual inspection of your heating system can help avoid unexpected breakdowns during cold snaps.

Taking even a few of these steps can make a big difference in protecting your home during winter. Stay proactive, and remember, it’s never too late to get started. If you're unsure about your homeowners insurance coverage for winter weather events, we invite you to review your policy with us. Let's ensure you're fully covered!